Category Archives: Your Credit

10 Ways to Avoid (More) Debt in 2016

Steve Bucci of BankRate.com offers 10 great tips that will help you avoid getting deeper in debt in 2014 (or 2015, 16, etc..). Ignore these at your peril (and your Credit Scores!). I’ve offered my own take on his tips so be … Continue reading

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You Can Take Control of Your Finances; Part 1

Many of us are still slogging through the aftermath of the worst recession this country has endured since the Great Depression of the 1930s. While the economy has recovered in several areas large numbers of Americans are still reeling. We … Continue reading

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Consumer Financial Stress Reaches New Level in 2016: Best Tips on Beating the Debt Blues

According to the Consumer Reports Index that measures the personal financial health of the American economy, Americans have reported noticeably lower stress levels with regard to their finances. The trouble tracker measure of the Index fell staggeringly to 33.0 from … Continue reading

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Would You Like to Make an Extra $1000? Audit Your Insurance

Would you like an extra $700-$1000 a year? Yeah, that’s what I thought. An extra thousand bucks might be a vacation, that new HDTV or computer or a nice addition to your savings account. How do you claim your $1000? … Continue reading

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Employment – Resources to Get You Hired

Obtaining and maintaining good credit and keeping your financial picture healthy are most often dependent on the health of your employment situation. If you’re unemployed or underemployed it will eventually impact your credit and finances, more often sooner rather than … Continue reading

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Protecting Your Identity and Your Credit

Millions of Americans fall victim to Identity theft each year. Use these resources to inform and protect yourself and your loved ones against identity theft. Continue reading

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Using Credit Wisely

Most of us are familiar with credit. We have credit cards, a car payment or a home loan. We might have financed our education with student loans. The problem is that, for many of us, we never learned to use … Continue reading

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Bankruptcy – The Final Option or a New Beginning?

Personal or business bankruptcy can be a bitter pill to swallow. Bankruptcy can be the best solution when the amount we owe our creditors exceeds our ability to repay our financial obligations by too great an amount. Bankruptcies have soared … Continue reading

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Know the Score – Your Credit Score, That Is

What is a credit score? A credit score is a mathematical model that evaluates the information in your credit file to come up with a score. A lender will use your credit score to determine whether you qualify for a … Continue reading

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Request Your Free Credit Report

It’s a good idea to check your credit report annually for free and a better idea to avoid the sales pitches. Continue reading

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